html, body {
 background: #F9F2E7;
 text-align: center;
 padding: 0px;
 margin: 0px;
 font-family: Verdana, sans-serif;
 font-size: 10px;
 color: #6E390B; }
 
.panel {
 position: relative;
 display: block;
 margin: 0 auto;
 text-align: left;
 background: url(images/panel.gif) no-repeat;
 width: 338px;
 height: 341px; }
 
.formcontainer {
 width: 308px;
 position: absolute;
 top: 80px;
 left: 26px; }
 
fieldset {
 border: 0px; }
 
form, input {
 margin: 0px;
 padding: 0px; }
 
label {
 width: 85px;
 text-align: left;
 font-weight: bold;
 margin-right: 10px;
 margin-bottom: 0px;
 padding: 0px;
 display: block;
 float: left;
 line-height: 29px; }
 
.text {
 background: transparent url(images/inputBg.gif) no-repeat;
 border: 0px;
 font-size: 10px;
 font-family: Verdana, sans-serif;
 padding: 5px 10px;
 line-height: 29px;
 margin: 0px;
 width: 170px;
 height: 29px;  }
 
span.tool {
  position: relative;   /* this is key */
  cursor: help;
}
 
span.tool span.tip {
  display: none;        /* so is this */
}

/* tooltip will display on :hover event */
 
span.tool:hover span.tip {
  display: block;
  z-index: 100;
  position: absolute;
  top: 2em;
  left: 0;
  width: auto;
  width: 150px;
  padding: 3px 7px 4px 6px;
  border: 1px solid #DBD0C8;
  background-color: #FCFAF7;
  font-family: Verdana, sans-serif;
  font-size: 10px;
  text-align: left;
  color: #000;
}